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    Alfie Schloss

    U S Mortgage Corporation H E C M Lending Division

    Alfie Schloss NMLS #404064 Licensed in New Jersey & New York, is a Home Equity Conversion Mortgage (HECM Reverse Mortgage) Specialist and has been exclusively originating them in the New York Metro area since 2004.

    HECM Loans are insured by FHA/HUD and allow homeowners over the age of 62, to access some of their home equity with no restrictions on the use of the funds and with no repayment requirement. The available tax-free funds are made available to the homeowners as monthly income, a growing line of credit, as a lump sum or a combination of the three options. Eligible properties are 1-4 Family homes, FHA approved Condo's, PUD's and FHA approved Manufactured Homes. The home must be the borrowers primary residence.

    "I have helped hundreds of clients improve their quality of life by gaining access to some of their home equity. I pride myself on the fact that I see myself as a trusted adviser to those who are referred to me and in that capacity, will only suggest the HECM solution if it does in fact serve the clients best interests."

    I personally meet with all of my clients in their home and am solution oriented. I do not sell, I listen and try to offer solutions that will resolve the issues they are facing. A HECM loan is not for everyone and when it does not fit, I say so. If a homeowner wants to proceed with a HECM Loan, I refer them for the required HECM Counseling and when completed, I return to their home to have them sign an application.

    People always ask "What's it all about Alfie?"
    My answer is "Quality of Life Is What It's All About!"

    Connect

    January 2018
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